Terms of Service

Legal terms and conditions for using AiChartOra platform

Last updated: January 6, 2025

1. Acceptance of Terms

By accessing and using AiChartOra ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service constitute a legally binding agreement between you and AiChartOra governing your access to and use of our platform and services.

2. Description of Service

AiChartOra provides AI-powered chart analysis and trading insights platform. Our service includes:

  • Automated technical analysis of financial charts
  • AI-generated trading recommendations and insights
  • Real-time market data processing and analysis
  • Educational resources and market intelligence
  • Portfolio tracking and performance analytics
  • Market news and analysis updates
  • Community features for user interaction

Our services are provided for informational and educational purposes only and should not be construed as investment advice.

3. User Accounts and Registration

Account Creation

To access certain features, you must create an account by providing accurate and complete information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Ensuring your information remains current and accurate
  • Complying with all applicable laws and regulations

Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts in your jurisdiction to use our services.

By using our services, you represent and warrant that you meet these eligibility requirements.

Account Security

You are responsible for maintaining the security of your account and password. AiChartOra will not be liable for any losses caused by unauthorized access to your account.

We recommend using strong, unique passwords and enabling two-factor authentication where available.

4. Acceptable Use Policy

You agree not to use our service to:

  • Violate any applicable laws, regulations, or third-party rights
  • Engage in fraudulent, manipulative, or deceptive practices
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our service or servers
  • Use automated tools to access our service without permission
  • Distribute malware, viruses, or harmful code
  • Impersonate others or provide false information
  • Engage in market manipulation or insider trading
  • Reverse engineer or attempt to extract our proprietary algorithms
  • Use our service for any illegal or unauthorized purpose

Any violation of this Acceptable Use Policy may result in immediate termination of your account.

5. Investment Disclaimer

Important Investment Disclaimer

AiChartOra provides educational and analytical tools only. We do not provide investment advice.

  • All trading involves substantial risk of loss
  • Past performance does not guarantee future results
  • AI analysis may be inaccurate or incomplete
  • You should consult with qualified financial advisors
  • Never invest more than you can afford to lose
  • We are not responsible for your trading decisions or losses
  • Market conditions can change rapidly and unexpectedly
  • Our analysis should not be the sole basis for investment decisions

Trading financial instruments involves significant risk and may not be suitable for all investors. The value of investments can go down as well as up, and you may get back less than you invested.

6. Subscription and Payment Terms

Subscription Services

Certain features of our platform may require a paid subscription. By subscribing to our services, you agree to pay all fees associated with your chosen subscription plan.

Subscription fees are billed in advance and are non-refundable, except as expressly provided in these Terms.

Automatic Renewal

Unless you cancel your subscription before the end of the current billing period, your subscription will automatically renew for the same period and at the same price.

You may cancel automatic renewal at any time through your account settings.

Refund Policy

We offer a 14-day money-back guarantee for new subscribers. If you are not satisfied with our service, you may request a refund within 14 days of your initial subscription.

After the 14-day period, all sales are final and non-refundable.

7. Intellectual Property Rights

The AiChartOra platform, including all content, features, and functionality, is owned by AiChartOra or its licensors and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or otherwise use any content from our platform without our express written permission.

Our trademarks and service marks may not be used in connection with any product or service without the prior written consent of AiChartOra.

8. Limitation of Liability

To the maximum extent permitted by law, AiChartOra shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

In no event shall our total liability to you for all claims relating to these Terms exceed the amounts paid by you to AiChartOra in the twelve months preceding the claim.

This limitation of liability applies regardless of the legal theory upon which the claim is based, including contract, tort (including negligence), strict liability, or otherwise.

9. Indemnification

You agree to indemnify, defend, and hold harmless AiChartOra and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with:

  • Your access to or use of our services
  • Your violation of these Terms
  • Your violation of any third-party right
  • Your User Content or any content you submit

10. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use our services will immediately cease. If you wish to terminate your account, you may simply discontinue using our services.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

13. Contact Information

If you have any questions about these Terms, please contact us:

  • By email: legal@aichartora.com
  • By phone: +1 (555) 123-4567
  • By mail: Legal Department, AiChartOra, 123 Innovation Drive, Tech City, TC 12345